Michael has been an innovator in FinTech companies for almost twenty-five years. He has extensive knowledge and experience in the field of Personal Financial Management (PFM) and Wealth Management solutions. Founder FinTech Innovations Ltd 2017, which specialises in the design of PFM tools & Apps for financial institutions. Founder Mybudget.ie 2009, Personal Finance website and money management platform that assisted Irish households to manage their finances online. Founder Argentec Software 2004, Wealth Management platform which allowed financial advisors to aggregate a client’s financial data into one single view. Founder Labyrinth Solutions 1996 which became one of Ireland’s leading Internet and e-Commerce companies before being acquired by British Telecom in 2002.